Payment flows for your business
Every sale.All connected.
From payment links and your own store to a ready checkout page or API integration, choose the approach that fits your business.

The complete sale
Bring payments, orders and tracking together.
Choose how to accept payments according to where your customers shop. Follow collections and related records, and explore other products as your business develops.
Payment links
Share a payment step through one link.
Prepare a fixed-amount link for an agreed sale or let customers enter an amount within the range you set.
- Fixed-amount links
- Customer-entered amounts in a range
- Collection tracking in your panel

API payments
Connect payments to your own product.
Send customers to a ready checkout page or place a payment form in your own flow. Match transaction results to your system.
- Ready checkout: Hosted API
- Your own flow: Direct API
- Preparation in a test environment

Online store
Add an order journey to your catalogue.
Show products and provide a basket and checkout together. Manage your store from appearance to order tracking in your panel.
- Products and categories
- Basket and order management
- Your own domain

After the collection
Follow balances and transaction records.
Review collections from different channels, check the amount eligible for withdrawal and follow request statuses in your panel.
See the transaction
Review payment status and its related sale record.
Check the balance
Distinguish current balance states and the withdrawable amount.
Follow the request
Request a USDT withdrawal for an eligible amount and track its status.
Your questions
Where should I start with Payniko?
Explore links if you sell through messages, API options if you have an existing website, or the online store if you want to offer a catalogue.
Do I need to write code?
Payment links and an online store are prepared through the panel. Connecting an API to your website or application requires technical integration.
Are all products available to every account?
Access and transaction conditions depend on the account. Check the features, fees and limits available in your panel.
Where can I follow payments and withdrawals?
Collection records, balance information and the current status of withdrawal requests are available in your panel.
Choose the right starting point.
Explore a product that fits how you collect payments. Create your account and continue with the options available in your panel.
Create accountProduct access, limits and fees depend on the conditions of your account.